Swiggy HDFC MCC Codes - Swiggy HDFC MCC Code

decode merchant category codes

Merchant Category Codes (MCCs) for Swiggy HDFC Credit Card

While Swiggy One Cashback Benefits can help a Swiggy HDFC Credit Card Holder earn a sweet 10% cashback. Understanding Swiggy HDFC MCC codes for brands and merchants is the difference between earning 5% and 1% cashback. The lack of transparency on MCC codes for each merchant can be frustrating for cardholders and reduce their ability to maximise cashback rewards.

On this page, we collect and share information on Swiggy HDFC credit card merchant MCC codes with details on cashback levels, which you can earn on your spending. The data is collected through publicly available sources and information shared by other Swiggy HDFC credit cardholders.

Eligible MCC Codes for 5% Cashback

The table provides Category Names and Merchant Category Codes (MCCs) eligible for the 5% cashback on online purchases using the Swiggy HDFC Bank Credit Card

Category	Merchant Codes (MCCs)
Apparels	5137, 5139, 5611, 5621, 5631, 5641, 5651, 5655, 5661, 5691, 5697, 5699, 5948
Department Store	5200, 5300, 5311, 5331, 5949, 5973
Electronics	1731, 5045, 5046, 5065, 5099, 5722, 5732, 5734, 5946, 7372, 7622, 7623, 7629, 7631
Entertainment	4411, 4899, 5193, 5992, 7032, 7033, 7333, 7832, 7911, 7922, 7929, 7933, 7991, 7996, 7997
Home Decor	5198, 5211, 5231, 5251, 5712, 5713, 5714, 5718, 5719, 5950, 7641
Pharmacies	5122, 5912, 5975, 8042, 8043
Personal Care	5977, 7230, 7297, 7298
Local Cabs	4121, 4111, 5511, 5521, 7512
Online Pet Stores	5192, 5733, 5735, 5941, 5942, 5945, 5995, 7829, 7941
Discount Stores	5399

Notes:
> Only merchants mapped under the above list of MCCs are eligible for a 5% Cashback Category
> Gift cards and groceries purchased on the 5% eligible merchants and MCCs won’t earn any cashback.
> A capping of ₹1,500 per billing per cycle is applicable on eligible 5% Cashback categories with Swiggy HDFC Bank Credit Card

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Swiggy HDFC MCC and Cashback Categories of Major Brands and Merchants

The table provides information on Swiggy HDFC Bank Credit Card MCC codes and cashback categories of major online Indian brands and merchants.

S.No.	Brand/Merchant	MCC Category	Cashback	Source of Cashback Details
1	Amazon	Discount Stores	5%	SHMCC verified purchases
2	Flipkart	Discount Stores	5%	HDFC and Swiggy advertisements
3	Myntra	Apparels	5%	SHMCC verified purchases
4	BookMyShow	Entertainment	5%	HDFC and Swiggy advertisements
5	Nykaa	Personal Care	5%	HDFC and Swiggy advertisements
6	Ola Cabs	Local Cabs	5%	Swiggy HDFC Card documentation
7	Uber	Local Cabs	5%	Swiggy HDFC Card documentation
8	Zoomcar	Local Cabs	5%	Swiggy HDFC Card documentation
9	Ajio	Discount Stores	5%	Swiggy HDFC Card documentation
10	Meesho	Discount Stores	5%	Swiggy HDFC Card documentation
11	1mg	Pharmacies	5%	HDFC and Swiggy advertisements
12	Dominos Pizza	Restaurant	1%	SHMCC verified purchases
13	Zepto	Online Grocery	1%	SHMCC verified purchases
14	PharmEasy	Pharmacies	5%	Online forum (unverified by SHMCC)
15	MedPlus	Pharmacies	1%	Online forum (unverified by SHMCC)
16	Clovia	Apparels	5%	Online forum (unverified by SHMCC)
17	WildCraft	Apparels	5%	Online forum (unverified by SHMCC)
18	Kamal Imaging	Electronics	5%	SHMCC verified purchases
19	Max Fashion	Apparels	5%	Online forum (unverified by SHMCC)
20	Samsung	Electronics	5%	SHMCC User Submission
21	Netflix	Entertainment	1%	SHMCC verified purchases
22	Indigo	Airlines	1%	SHMCC verified purchases
23	Eat Club	Food Delivery App	1%	SHMCC verified purchases
24	Licious	Online Meat Store	1%	SHMCC verified purchases
25	Robu.in	Electronics	5%	SHMCC verified purchases
26	Dmart	Grocery	1%	SHMCC User Submission
27	Cleartax	Taxation Services	1%	SHMCC User Submission
28	Urban Company	Home Services	1%	SHMCC User Submission
29	Airbnb	Travel	1%	SHMCC verified purchases
30	Porter	Delivery Services	1%	SHMCC verified purchases
31	Signify (Philips Lighting)	Electronics	1%	SHMCC verified purchases
32	Lifestyle	Apparels	5%	SHMCC verified purchases
33	Cred	Payment App	1%	SHMCC User Submission
34	Magicpin	Discount App	1%	SHMCC User Submission
35	FTH Daily	Grocery	1%	SHMCC User Submission
36	EazyDiner	Restaurant Booking Platform	1%	SHMCC User Submission
37	Minimalist	Personal Care	5%	SHMCC User Submission
38	Flipkart Grocery	Grocery	1%	SHMCC User Submission
39	Tata Cliq	Department Store	5%	SHMCC User Submission
40	Lenskart	Eyewear	5%	SHMCC User Submission
41	Apollo 247	Pharmacies	5%	SHMCC User Submission
42	Big Basket	Grocery	1%	SHMCC verified purchases

Note: The Swiggy HDFC MCC codes for brands and merchants, and related cashback categories have been identified through data shared by Swiggy HDFC card holders and information shared publicly by HDFC or Swiggy. The data collected from online forums will be marked as unverified unless SHMCC completes a transaction independently or verifies it through evidence.

Cashback levels for the following brands to be revealed soon: Shoppers Stop; Pantaloons; Jio Mart; Reliance Digital; Decathlon; PVR Cinemas; Snapdeal; and more