If you’re a Swiggy HDFC cardholder, we have some fantastic news for you! Swiggy HDFC credit card holders are eligible for the 5% cashback on Amazon purchases made on its India website.
The cashback offer applies to all product categories, including electronics, books, groceries, fashion, etc. This is especially beneficial for frequent Amazon shoppers who can now maximize their savings on essential and luxury purchases alike.
However, there is a limit. The cashback is capped at a maximum of INR 1,500 per month for all 1,000+ brands that qualify for 5% cashback, including Amazon. This means you can earn up to INR 1,500 as cashback on Amazon every month if you spend wisely, and do not spend on other qualified brands.
How Does It Work?
Here’s how you can take advantage of this offer:
1. Shop on Amazon.in: Use your Swiggy HDFC credit card to make purchases on the Amazon website.
2. 5% Cashback: You will automatically receive 5% cashback on all eligible purchases, and it will be credited to your next month’s statement
3. Monthly Cap: The cashback value is capped at INR 1,500 per month, so plan your big-ticket purchases from Amazon and other qualifying brands accordingly to maximize the benefit
Example Scenario
Let’s say you make purchases totaling INR 10,000 on Amazon in a month. You will receive INR 500 cashback on these purchases. If you spend INR 30,000 in a month, you can earn the maximum cashback of INR 1,500.
However, if you spend INR 30,000 on Amazon and INR 10,000 on Myntra (another brand that qualifies for 5% cashback), you will only get INR 1,500 as cashback on your total spending of INR 40,000 as the total 5% cashback each month is capped at INR 1,500. Hence, the cashback will only be available on the first INR 30,000 spent on qualified brands, which makes planning and timing critical for achieving maximum savings each month
Why This Cashback Should Matter for You?
With Amazon being one of the most popular shopping platforms in India, this cashback offer is a big win for Swiggy HDFC cardholders. Whether you are buying gifts, upgrading gadgets, or simply stocking up on household essentials, you can now save more while shopping on Amazon.
To maximise savings, you should plan your purchases during the Amazon Sale period, when prices are reduced. Combining discounted prices with cashback can help you maximise your overall savings, which otherwise wouldn’t be possible.
