In a recent revelation, the SHMCC has found that purchases made on Tata Cliq using the Swiggy HDFC credit card will now qualify for an attractive 5% cashback, capped at ₹1,500 per month. This is an exciting update for cardholders looking to expand their savings across a broader range of spending categories. An SHMCC user made the revelation on cashback on Tata Cliq based on his spending with the brand and 5% cashback received on the purchase from the Swiggy HDFC credit card.
The cashback on Tata Cliq aligns with the card’s promise to deliver enhanced value on shopping and dining, providing users with a rewarding experience while shopping for electronics, fashion, and more from the popular online platform.
Terms and Conditions: Maximizing Your Cashback on Tata Cliq
The offer extends beyond Tata Cliq, covering spending across 1,000+ brands from select Merchant Category Codes (MCCs). However, the total cashback under the 5% benefit is capped at INR 1,500 per month across all eligible brands and categories.
This means cardholders need to plan their monthly expenses strategically to leverage the cashback cap fully. For example, focusing your larger purchases on eligible platforms like Tata Cliq and others within the MCC categories can help maximize your savings. Smart budgeting ensures you don’t miss out on the full potential of this benefit.
Tata Cliq and India’s E-commerce Boom
Tata Cliq, a leading e-commerce platform, has become a favorite for its wide range of premium products across categories like electronics, fashion, beauty, and home essentials. With its seamless shopping experience and trust backed by the Tata brand, it has carved a niche in India’s highly competitive online retail space.
India’s e-commerce sector, currently one of the fastest-growing in the world, is set to reach $150 billion by 2026, driven by increasing internet penetration, growing disposable income, and digital payments adoption. Platforms like Tata Cliq play a pivotal role in shaping this growth by offering curated selections, exclusive deals, and a commitment to customer satisfaction.
With this exciting update, the Swiggy HDFC credit card strengthens its position as a must-have for shoppers. Whether you’re shopping on Tata Cliq or other eligible brands, this cashback offer ensures your spending are more rewarding than ever. You can view the cashback levels for multiple brands here.
Plan wisely, shop smartly, and make the most of your card’s benefits today!
