The SHMCC team has revealed that spending on Hostinger, one of the world’s leading web hosting providers, will qualify for 1% cashback when using the Swiggy HDFC credit card. Cardholders can earn a maximum of ₹500 per month as cashback on Hostinger transactions.
Since Hostinger most likely falls under the Technology or Online Hosting Services MCC (Merchant Category Code), it is not included among 1,000+ brands under select MCC categories eligible to receive 5% cashback.
Evaluate Your Hosting Spends for Maximum Savings
Although the Swiggy HDFC credit card offers a small cashback on Hostinger spending, users may benefit from considering credit cards with higher cashback rates, rewards points, or exclusive partnerships with hosting providers. Many premium cards or technology-focused credit cards offer special deals on hosting services like discounted rates, additional reward points, or even hosting-related benefits. To optimize your savings, carefully assess your hosting requirements and the rewards structure of competing credit cards.
Hostinger: A Trusted Web Hosting Solution
Hostinger is a globally recognized web hosting provider, offering affordable and reliable services for individuals and businesses alike. Known for its user-friendly interface, fast-loading servers, and budget-friendly pricing, Hostinger has become a go-to platform for hosting websites, blogs, and e-commerce stores.
With plans that include domain registration, cloud hosting, and VPS hosting, Hostinger caters to beginners and seasoned developers. Its strong customer support and competitive pricing make it an attractive option for startups and small businesses looking to establish a robust online presence.
Growth of the Online Hosting Market in India
The online hosting market in India is expanding rapidly, driven by the country’s booming digital economy and increasing adoption of online services. With the rise of startups, SMEs, and e-commerce platforms, the demand for affordable and scalable hosting solutions has surged.
India’s hosting market is projected to grow at a CAGR of 15-20%, fueled by greater internet penetration, government initiatives to digitize businesses, and an increasing need for data localization. Providers like Hostinger have played a key role in democratizing hosting by offering affordable solutions for small businesses and individuals. This growth has also spurred competition among hosting providers, leading to better offerings and value-added services for consumers.
Conclusion: Smart Choices for Hosting Expenses
While the Swiggy HDFC card offers 1% cashback on Hostinger spends, users with significant hosting expenses should explore other credit cards or payment methods with better hosting-related benefits. Hostinger remains a top choice for reliable and affordable hosting, but optimizing your payment method can help you save more in the long run.
